Auto Insurance Quotes
The internet has made shopping for auto insurance quotes easy. All major auto insurance providers now have websites allowing customers to sign up for auto insurance instantly, right on their site. There are also countless services out there that offer online insurance quote comparisons. These sites allow consumers to compare prices from multiple insurance providers in order to find their cheapest possible option. But with so many options out there, how do you know which company to choose? How do you know where to go to begin?
We understand your needs. You want to be able to find a reliable, affordable company that will protect you and your family in the event of an accident. You need to find a company that offers the right about of coverage for you… a company that won’t run away and hide when you go to file a claim. With that being said, who should you go with? Here at this, we are committed to helping our users find car insurance at a price they can afford. By using our free insurance quote box at the top of this page, you will be matched with the top insurance providers who will all offer you price quotes.
How does it work?
This insurance comparison tool is a very useful program in that it helps connect consumers with insurance policies suited to their needs. By entering your zip code at the top of this page, you will be brought to a questionnaire asking about your vehicle and your auto insurance needs. After completing this brief three page form, you will then be contacted by insurance companies eager for your business.
This easy three part questionnaire is the hardest part of a relatively painless auto insurance shopping process. You will enter some basic information such as your vehicle make and model, it’s primary use, your desired coverage, and your basic personal information. Once you’re done filling this form out, you can leave the hard part to us. After you submit this information, we will send it over to all of the top insurance providers and have them start fighting for your service. By having insurance companies compete for your business, you win. This is how we are able to guarantee the cheapest auto insurance rates possible.
How are these rates determined?
After you complete our brief questionnaire, insurance agents will look at a number of factors in order to calculate your auto insurance quotes. These factors include, but are not limited to:
Driving record – Have you been in any accidents that were your fault? Do you have a lot of speeding tickets or other traffic violations?
Vehicle history – Has you vehicle been in accidents before? Does it break down a lot? How often does it need maintenance?
Primary use of the vehicle – Will you be commuting long distances every day or will you just need to use the car every now and then to buy groceries?
What area you live in – Is your neighborhood notorious for vehicle thefts and car accidents? Or do you live in a safe and quiet community?
Your credit score – Have you missed insurance bill payments in the past?
After insurance companies look at all of these factors (and others) and calculate your risk potential, your quote will be determined. Don’t be worried if you get an expensive insurance rate to begin with, there are many ways you can decrease your premiums over time. There are also many discounts you can take advantage of.
What happens after I receive my quotes?
As you have probably learned by now, the cheapest isn’t always necessarily the best. Also be aware that the largest, most well known auto insurance companies aren’t necessarily the most reliable. After receiving your price quotes, don’t rush into a decision. Although we will help you compare auto insurance price quotes, it should be your job, as a consumer, to review and compare auto insurance companies.
When reviewing auto insurance companies, here are some things you should be asking:
Do they receive good consumer reviews and testimonials?
Are they reviewed highly by trusted consumer publications?
Do they have high quality customer support?
What is their claim filing process? Is it simple or complicated?
Do they have any complaints in the Better Business Bureau?
What do your friends and family say about them?
When you have found the company you want to purchase from, talk to your agent to determine how to get your vehicle insured ASAP. Don’t worry – the insurance companies we work with all make the new member sign up process as simple and headache free as possible.
Ready to start saving money?
If you are ready to start saving on your auto insurance, scroll back up to the top of this page and enter your zip code to begin. If you feel like you still need to do some more research, please browse around this website. Our blog and learning center contains hundreds of articles, reports, and research on auto insurance. You are guaranteed to find what you are looking for there. For those of you who are ready to begin, well, what are you waiting for? Enter your zip code at the top of this page – your journey to auto insurance savings begins now!